
After 35 years of clocking in and out of work and religiously saving at least 10% annually in my 401K every year, my countdown to financial independence is in sight. Each month is a step closer and let’s look at how this past month is getting me there.
For the month of November I made $3055.39; a decrease of 5.56% versus this time last year. With the shortfall primarily from the AT&T dividend cut earlier in the year.
In November I received 3 dividend raises from ARTNA, MRK & SNA. Together this will add an additional $77.50 to my annual income going forward.
On the home front we had a little excitement as I stopped someone from stealing my son’s car. While I prevented the theft the damage was already done. He smashed the rear passenger window and dismantled the steering wheel column to hotwire the car. Looking back, it was stupid of me to engage as there were two others waiting in a nearby car which was also stolen. I could have been shot or severely beaten but adrenaline took over and guess I was not thinking clearly. Police eventually tracked down the would-be robbers as well as the other stolen car thanks to my description. At least no one was hurt and we have insurance.
Hopefully your month was not as exciting unless the excitement was over getting dividends.

Date | Symbol | Company | Amount |
11/1/22 | CM | CANADIAN IMP BK COMM | $291.76 |
11/1/22 | DIVO | AMPLIFY ETF TR CWP ENHANCED DIV | $108.62 |
11/1/22 | GIS | GENERAL MILLS INC | $102.68 |
11/1/22 | T | AT&T INC | $338.00 |
11/1/22 | VZ | VERIZON COMMUNICATIONS INC | $106.86 |
11/1/22 | XRMI | GLOBAL X FDS S&P 500 RISK | $53.42 |
11/1/22 | XYLD | GLOBAL X FDS S&P 500 COVERED | $141.30 |
11/14/22 | APD | AIR PRODUCTS AND CHEMICALS INC | $73.25 |
11/14/22 | IBCP | INDEPENDENT BK CORP MICH | $51.13 |
11/15/22 | ABBV | ABBVIE INC | $221.47 |
11/15/22 | EPR | EPR PROPERTIES | $85.49 |
11/15/22 | HAS | HASBRO INC | $60.25 |
11/15/22 | OHI | OMEGA HEALTHCARE INVESTORS INC | $722.72 |
11/15/22 | PG | PROCTER AND GAMBLE CO | $122.01 |
11/17/22 | PSEC | PROSPECT CAP CORP | $98.13 |
11/23/22 | ARTNA | ARTESIAN RES CORP | $213.99 |
11/23/22 | FAST | FASTENAL COM | $13.29 |
11/25/22 | ODC | OIL DRI CORP OF AMERICA | $36.81 |
11/25/22 | WSM | WILLIAMS-SONOMA INC | $14.92 |
11/29/22 | NUSI | ETF SER SOLUTIONS NATIONWIDE NASDQ | $15.69 |
11/30/22 | SBRA | SABRA HEALTH CARE REIT INC | $87.91 |
11/30/22 | M1 Finance | M1 DIVIDEND GROWTH ACCOUNT | $95.69 |

Terrible experience there with the robbers to be. I don´t think I could have stopped myself either in a simular situation. My November month dividends will lack in a comparizon to 2021 due to some large bonusdividends last year that set a too difficult target to beat.
Have a nice December SDG !!
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Thank you NLI. Looking forward to December, hoping to close the year on a strong note and enjoy some family time with the upcoming holidays. Stay strong my friend!
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Did the right thing standing up to those guys! It’s a great inspiration to see your income. I know I’ll get there one day!
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Without a doubt you will get there King. For me its only been that last 5 years I have been able to save more than 10%. My low savings rate just meant my plan was a little longer 😁.
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Geez! Scary to hear about the car burglary. Happy to know that the cops were able to track down the culprits.
Solid month as always. That dividend from OHI looks like a monster!
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Thanks LWD, turns out 2 of the culprits were minors so most likely they will get probation. OHI represents 4% of my total income and gets smaller by the year as I don’t drip or add shares. Its been a good income provider but not a good grower.
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Just checking in, how are you doing ? Wishing you and your family a Merry Christmas !!
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Morning NLI, battling a cold and working some other issues so I’ve been away from blogging for a bit but all is well. Thank you for the Christmas wish and I also wish you and yours a Merry & Wonderful Christmas.
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Scary situation with your son’s car, but glad no one got hurt. That’s still a fantastic result with over $3k in dividends. We’re slowly working our way to getting a 2nd month that’s not a quarter end month that’s over $1k which is pretty cool and I’ve got my eyes set on reaching the $12k annual forward dividends in 2023. All the best in the new year.
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That is awesome news on the progress JC! Can’t wait to hear when you get the extra month in a quarter that hits 4 digits.
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