
After 35 years of clocking in and out of work and religiously saving at least 10% annually in my 401K every year, my countdown to financial independence is in sight. Each month is a step closer and let’s look at how this past month is getting me there.
For the month of November I made $3055.39; a decrease of 5.56% versus this time last year. With the shortfall primarily from the AT&T dividend cut earlier in the year.
In November I received 3 dividend raises from ARTNA, MRK & SNA. Together this will add an additional $77.50 to my annual income going forward.
On the home front we had a little excitement as I stopped someone from stealing my son’s car. While I prevented the theft the damage was already done. He smashed the rear passenger window and dismantled the steering wheel column to hotwire the car. Looking back, it was stupid of me to engage as there were two others waiting in a nearby car which was also stolen. I could have been shot or severely beaten but adrenaline took over and guess I was not thinking clearly. Police eventually tracked down the would-be robbers as well as the other stolen car thanks to my description. At least no one was hurt and we have insurance.
Hopefully your month was not as exciting unless the excitement was over getting dividends.

Date | Symbol | Company | Amount |
11/1/22 | CM | CANADIAN IMP BK COMM | $291.76 |
11/1/22 | DIVO | AMPLIFY ETF TR CWP ENHANCED DIV | $108.62 |
11/1/22 | GIS | GENERAL MILLS INC | $102.68 |
11/1/22 | T | AT&T INC | $338.00 |
11/1/22 | VZ | VERIZON COMMUNICATIONS INC | $106.86 |
11/1/22 | XRMI | GLOBAL X FDS S&P 500 RISK | $53.42 |
11/1/22 | XYLD | GLOBAL X FDS S&P 500 COVERED | $141.30 |
11/14/22 | APD | AIR PRODUCTS AND CHEMICALS INC | $73.25 |
11/14/22 | IBCP | INDEPENDENT BK CORP MICH | $51.13 |
11/15/22 | ABBV | ABBVIE INC | $221.47 |
11/15/22 | EPR | EPR PROPERTIES | $85.49 |
11/15/22 | HAS | HASBRO INC | $60.25 |
11/15/22 | OHI | OMEGA HEALTHCARE INVESTORS INC | $722.72 |
11/15/22 | PG | PROCTER AND GAMBLE CO | $122.01 |
11/17/22 | PSEC | PROSPECT CAP CORP | $98.13 |
11/23/22 | ARTNA | ARTESIAN RES CORP | $213.99 |
11/23/22 | FAST | FASTENAL COM | $13.29 |
11/25/22 | ODC | OIL DRI CORP OF AMERICA | $36.81 |
11/25/22 | WSM | WILLIAMS-SONOMA INC | $14.92 |
11/29/22 | NUSI | ETF SER SOLUTIONS NATIONWIDE NASDQ | $15.69 |
11/30/22 | SBRA | SABRA HEALTH CARE REIT INC | $87.91 |
11/30/22 | M1 Finance | M1 DIVIDEND GROWTH ACCOUNT | $95.69 |
